Can I Use My VA Benefits To Purchase A Vacation Home

Dated: 12/07/2017

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U.S. Army, U.S. Marine Corps, U.S. Navy, U.S. Air Force, U.S. Coast Guard, National Guard

More VA Purchase Loans

Thank you for your Service.

When considering the purchase of a house to make a home using your Veterans Benefits can be a great choice.

Can you use your VA loan benefits to purchase a second home or vacation home? The answer to this is no you can not.

VA Loan program use must be  for a primary home.

Veterans Administration will help Service members, Veterans, and  those that are considered eligible surviving spouses become homeowners.

As part of their mission to serve , they provide a home loan guaranty benefit and other housing-related programs to help Veterans buy, build, repair, retain, or adapt a home for their own personal use and occupancy.

 The VA Home Loan programs are provided by private independent  lenders, such as one of the local banks, you can reach out the them and ask what VA loan programs they offer you and mortgage companies as well that are ready to help you find the perfect program that will work best for you. VA guarantees a portion of the loan for your house to make a home, enabling the lender to provide you with more desirable terms.

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Here are a few of the programs that are available for you to use

Purchase Loans and Cash-Out Refinance:

Interest Rate Reduction Refinance Loan

Native American Direct Loan (NADL) Program

Adapted Housing Grants

You can visit the Government web site at http://www.benefits.va.gov/homeloans/


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Can I use my VA Benefits to purchase a vacation home? 

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